Google adsense withdrawal in Malaysia

I have run through many bloggers' comments. I've found out that Western Union payment for adsense earning is a way much easier and efficient way. Although this is the first time I am withdrawing money from Google adsense, but I would want the money come to me soonest possible. Thus I have give up the idea of waiting for cheque sent far from US. And to my surprise Western Union are quite near my places of living, mostly just beside CIMB bank branches.

Here are a few reasons to change your payment method to Western Union if you’re a Malaysian because:
1. It's FREE. No fee, no charge. With checks, you will ended up with RM 70 less because of the bank charges here and in the US. Exchange rate will depend on when Adsense issued payment, NOT when you withdraw.
2. You get your payment the day after the status in your Adsense account changes to "Payment Issued".
3. No more waiting and wondering if your Adsense check has been cleared. If there's any problem with your check, then you have to request for a re-issue and that will mean another month or so before you get a new check.It’s great for those who are excited and impatient about their first payment. No need to wait for the long clearing times. Receive your payment on the spot, cold hard cash!
4. It makes your financial planning and recording so much easier. With Adsense checks, I had to "forecast" my bank balance because it takes 2 months before we see the cash from Adsense checks.
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So what is Western Union? Look at Google explanation:
Western Union Quick Cash is a payment method that allows you to receive your AdSense payments in cash using the worldwide Western Union money transfer service. Payments will be available for pick up at your local Western Union Agent the day after they are sent according to our normal payment schedule.

This means that you won't have to wait for a check to arrive in the mail. Choosing to receive your payments by Western Union can also cut down on the bank fees and long clearing times associated with depositing checks.

Your Western Union Quick Cash payment will be made in US dollars. However, at most Western Union Agent locations, you may have the option to receive your payment in your local currency. Conversion rates will be calculated according to the rate used by the Western Union Agent on the day you pick up your payment.
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How do I sign up for payments by Western Union?
If you would like to receive your earnings by Western Union Quick Cash, please complete the following steps. Please note that at this time, this payment option is only available to individual publishers.

1. Sign in to your account at www.google.com/adsense.
2. Visit the My Account tab.
3. Click the 'edit' link adjacent to the 'Payment Details' header.
4. Select the Western Union Quick Cash radio button.
5. Click 'Continue'.
6. Click 'Save Changes' to save your payment type.

Please make sure that the name on your account exactly matches that on the government issued ID card that you will bring to pick up your Western Union Quick Cash payments.
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How do you know when your Adsense payment is available for withdrawal?

When you log into you Adsense account, you should see a "View Payment History" link that will take you to your payment details page. If you see a "Payment Issued" statement, that means your payment has is ready for withdrawal (if you have opted to receive your payment via Western Union).This means your balance must reach at least $100 by the end of the previous month in order to receive payment this month. Simply put, if your balance at the month of January reaches $100.10, Google will send you your payment by the end of February.


Clicking on the "details" link will take you to the details of your payment. This page contains important information that you will need when you fill in the Western Union form to receive money, the most important being the Money Transfer Control Number.

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How to withdraw your payment via Western Union at CIMB Bank?

Fill in the Western Union form to receive money from CIMB Bank. There are 2 types of forms. The Yellow one is for receiving money. The Green one is for sending money. Here's a tip so you don't make a silly mistake like me. The Western Union forms are carbon copy forms - one copy for the bank and one copy for you. The one I took from the counter only had 1 sheet (I assume it was messed up). NO problems though, because CIMB's staff are really helpful. The form is straightforward.

Be sure to take the correct form with “To receive money” clearly stated at the upper right corner of the form. If you unsure, the form looks like the one shown above.
Fill in your name, address, telephone number and the sender’s information. This is where the info you written on a paper earlier comes handy. This is what I have filled in for the sender’s information:
First name: Google Inc
Last Name: (blank)
Address: 1600 Amphitheatre Review
Street: Mountain View
City: CA
Country: USA
Postal Code: 94043

Next, fill up the “Amount expected” field with your payment amount. Then fill in the most important detail, Money Transfer Control No., as specified in your payment history. I hope you wrote down this number in a piece of paper before going to the bank.
Lastly, sign the form and present it to the teller with your Identification Card (IC). Wait for five to ten minutes for the processing, and receive your payment in CASH!